Financing that matches your ambitions.
Jumbo loans finance properties above conventional loan limits, for buyers, investors, and second home purchasers who need more than standard programs allow.
Estimate a 30-year payment
$6,068/mo
Principal and interest only. Example inputs; not a rate quote or loan offer.
- Loan Size
- Above the conforming limit
- Down Payment
- 10-20% typical
- Credit Score
- 700+ preferred
- Best For
- High-value property buyers
When the property exceeds the limit.
A jumbo loan is any mortgage that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac, currently $766,550 for most areas in 2024 (higher in designated high-cost markets). Because jumbo loans can't be sold to government-sponsored entities, they're underwritten and held by private lenders with their own requirements.
Walker Lending Group works with jumbo programs designed for high-net-worth buyers, luxury property purchasers, and investors acquiring high-value assets, with competitive rates and terms that match the caliber of the transaction.
Who it’s for
- Buyers purchasing primary homes above $766K
- Luxury and high-end property buyers
- Second home and vacation property buyers in premium markets
- High-income professionals with complex financial profiles
- Investors acquiring high-value single-family or multi-unit properties
How it works.
- 1
Full financial review
Jumbo lenders look at the complete picture, credit, income, assets, reserves. Donna prepares your file to present well.
- 2
Documentation
Expect more documentation than a conventional loan, 2 years tax returns, full asset statements, proof of reserves.
- 3
Appraisal
High-value properties often require two appraisals. Donna coordinates this efficiently to avoid delays.
- 4
Close on your terms
Jumbo closings typically take 30-45 days. The result: financing that matches the property you deserve.
Jumbo at a glance
- Loans above $766,550 (2024 conforming limit)
- Fixed and adjustable rate options available
- Primary, second home, and investment property programs
- Strong credit and cash reserves required
- Competitive rates for qualified borrowers