Capital that moves as fast as your deals do.
Short-term bridge financing for real estate investors acquiring, renovating, and reselling properties. Built for speed, because the best deals don't wait.
Sketch a flip
$51,000
Estimated spread
Rough estimate. Assumes about 10% of ARV for selling, holding, and financing costs. Your actual numbers will differ.
- Loan Term
- 6-18 months
- Covers
- Purchase + renovation
- Funding Speed
- 7-14 days possible
- Exit Strategy
- Sale or refinance
Buy it. Fix it. Flip it. Repeat.
A fix and flip loan is short-term bridge financing that covers both the purchase price and renovation costs of an investment property. Unlike a traditional mortgage, it's designed to close fast, fund the rehab, and get out of your way so you can execute.
These loans are based on the After Repair Value (ARV) of the property, what it will be worth once renovated, not its current distressed condition. That's what makes the numbers work for investors taking on properties that traditional lenders won't touch.
Who it’s for
- Investors flipping single-family or multi-unit properties
- Buyers at auction or off-market who need to close fast
- Experienced rehabbers scaling their deal volume
- New investors with a solid deal and strong exit strategy
How it works.
- 1
Identify your deal
Bring the purchase price, your estimated rehab scope, and your ARV. We run the numbers with you.
- 2
Fast approval
Approvals based on the deal, the property, the ARV, your experience. Less paperwork than a conventional loan.
- 3
Funds released in draws
Renovation funds are released in draws as work is completed, keeping the project moving without tying up your capital.
- 4
Sell or refinance
Once renovated, sell the property and pay off the loan, or refinance into a DSCR loan and hold it as a rental.
Fix & Flip at a glance
- Covers purchase price and renovation costs
- Based on After Repair Value (ARV)
- Can close in as little as 7-14 days
- Available to LLCs and individual investors
- Bridge to DSCR refinance available at completion