Every loan. One strategist.
Nine programs for homes, rentals, flips, and commercial property. Donna helps you choose the structure first, then the loan.
What are you working toward?
Pick one and the programs that usually fit will light up.
For your home
30-Year Fixed
One steady payment for thirty years. The most purchasing power for your monthly budget.
- Loan Term
- 30 years
- Rate Type
- Fixed, never changes
15-Year Fixed
Own it outright in half the time and keep far more of your money out of interest.
- Loan Term
- 15 years
- Rate Type
- Fixed
FHA Loans
As little as 3.5% down with flexible credit. The most open door to a first home.
- Down Payment
- As low as 3.5%
- Credit Score
- 580+ for 3.5% down
VA Loans
Zero down and no monthly mortgage insurance for veterans, service members, and eligible spouses.
- Down Payment
- $0 required
- PMI
- None required
Jumbo Loans
Financing above the conforming limit, structured for higher-value homes.
- Loan Size
- Above the conforming limit
- Down Payment
- 10-20% typical
Refinance
Lower the rate, shorten the term, or turn equity into cash. Only when the math says so.
- Why Refinance
- Rate, term, or cash-out
- Break-Even
- Typically 18-36 months
For your portfolio
DSCR Investor Loans
Qualify on the property's rent, not your tax returns. Built for scaling a rental portfolio.
- Down Payment
- 20-25% typical
- Loan Term
- 30, 40-yr options
Fix & Flip Loans
Short-term capital for purchase and rehab, funded fast enough to win the deal.
- Loan Term
- 6-18 months
- Covers
- Purchase + renovation
Commercial Funding
Multi-unit, mixed-use, retail, and industrial financing for deals banks pass on.
- Property Types
- Multi-unit, retail, mixed-use
- Loan Size
- $500K+