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Jumbo Loans
Financing that matches your ambitions.
Jumbo loans finance properties above conventional loan limits — for buyers, investors, and second home purchasers who need more than standard programs allow.
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What It Is
When the property exceeds the limit.
A jumbo loan is any mortgage that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac — currently $766,550 for most areas in 2024 (higher in designated high-cost markets). Because jumbo loans can't be sold to government-sponsored entities, they're underwritten and held by private lenders with their own requirements.
Walker Lending Group works with jumbo programs designed for high-net-worth buyers, luxury property purchasers, and investors acquiring high-value assets — with competitive rates and terms that match the caliber of the transaction.
Who It's For
- Buyers purchasing primary homes above $766K
- Luxury and high-end property buyers
- Second home and vacation property buyers in premium markets
- High-income professionals with complex financial profiles
- Investors acquiring high-value single-family or multi-unit properties
How It Works
01
Full financial review
Jumbo lenders look at the complete picture — credit, income, assets, reserves. Donna prepares your file to present well.
02
Documentation
Expect more documentation than a conventional loan — 2 years tax returns, full asset statements, proof of reserves.
03
Appraisal
High-value properties often require two appraisals. Donna coordinates this efficiently to avoid delays.
04
Close on your terms
Jumbo closings typically take 30–45 days. The result: financing that matches the property you deserve.
Jumbo Quick Facts
- Loans above $766,550 (2024 conforming limit)
- Fixed and adjustable rate options available
- Primary, second home, and investment property programs
- Strong credit and cash reserves required
- Competitive rates for qualified borrowers