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Jumbo Loans
Financing that matches your ambitions.
Jumbo loans finance properties above conventional loan limits, for buyers, investors, and second home purchasers who need more than standard programs allow.
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What It Is
When the property exceeds the limit.
A jumbo loan is any mortgage that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac, currently $766,550 for most areas in 2024 (higher in designated high-cost markets). Because jumbo loans can't be sold to government-sponsored entities, they're underwritten and held by private lenders with their own requirements.
Walker Lending Group works with jumbo programs designed for high-net-worth buyers, luxury property purchasers, and investors acquiring high-value assets, with competitive rates and terms that match the caliber of the transaction.
Who It's For
- Buyers purchasing primary homes above $766K
- Luxury and high-end property buyers
- Second home and vacation property buyers in premium markets
- High-income professionals with complex financial profiles
- Investors acquiring high-value single-family or multi-unit properties
How It Works
01
Full financial review
Jumbo lenders look at the complete picture, credit, income, assets, reserves. Donna prepares your file to present well.
02
Documentation
Expect more documentation than a conventional loan, 2 years tax returns, full asset statements, proof of reserves.
03
Appraisal
High-value properties often require two appraisals. Donna coordinates this efficiently to avoid delays.
04
Close on your terms
Jumbo closings typically take 30–45 days. The result: financing that matches the property you deserve.
Jumbo Quick Facts
- Loans above $766,550 (2024 conforming limit)
- Fixed and adjustable rate options available
- Primary, second home, and investment property programs
- Strong credit and cash reserves required
- Competitive rates for qualified borrowers